If my mom dies I get a $200,000 life insurance payout, the equity in her house, her car, and I have $40,000 in the stock market right now.
I could easily live in a car in America, or become expat to SE Asia or Eastern Europe.
Or also get a shit job to supplement the funds and live in some house or apartment.
I'm not really worried about my own future except that I want to have kids and fuck my wife. They're making this a really unreachable and undesirable goal for the average man though.